Planning and budgeting
Compare education costs and financial aid awards from up to three schools at a time.
Track your income and expenses to gain control over your spending.
Education loan comparison calculator
Estimate the annual percentage rate (APR) on your existing loan, or evaluate two student loans by comparing APRs and monthly payment estimates.
Reducing the cost of borrowing
Calculate interest accrual on an unsubsidized loan and see how paying interest during school can save money.
Compute savings when prepaying federal or private student loans.
Evaluating repayment options
Fixed monthly payments of principal and interest over 10 years or less, depending on the loan balance.
A varying monthly payment amount that increases periodically during the 10-year repayment term.
Payment amount is based on a percentage of the borrower's monthly gross income and is adjusted annually.