The innovative Nellie Mae1 Smart Option Student Loan is designed to help reduce the cost of borrowing as compared to a traditional private student loan with deferred interest payments. In addition to helping you save money, the Smart Option Student Loan encourages responsible payment habits, rewards good credit and features an easy, secure online application.
Brilliant tip: Paying for college can be as easy as 1-2-3!
After taking advantage of free money like scholarships and grants (search for free at www.CollegeAnswer.com) and low-cost federal loans, you may still need money to help you pay for school. That’s when you should consider a private student loan.




Higher education is a brilliant investment in your future. Whether you're an incoming freshman, an established undergraduate or in pursuit of a graduate degree, you might have a gap between the cost of attending your chosen school and your available funds. That's where student loans come in and why students turn to Nellie Mae to help pay for college.